Complete Care PPC

Patient / Physician Cooperation

  • No Age Limits
  • No Maximum Coverage Limits
  • A-Rated Insurers
  • Same Pricing Nationwide

Tomorrow’s Bread Today Organization Defined

Created in 1994, approved as a 501a tax exempt organization under section 501 c3 by the IRS.
Purpose: Does the works of mercy in health care with providers and volunteers by cooperation, labor, and prudent use of resources.

Management by Trustees who are elected by members and officers appointed by Trustees.

Trustees: Don McCormick, Ken McCormick, Bret Schulte, and Blair Korndorffer.

Officers: Don McCormick, CEO; Bret Schulte, Secretary-Treasurer, Tony McCormick, CIO

Mission: Private National Health Care System that uses available service providers and organizes care to achieve better outcomes at lower cost.

Why TBT is an Association Health Plan (AHP)

“… there is an explicit safe harbor under which a substantial business purpose is considered to exist in cases where the group or association would be a viable entity even in the absence of sponsoring an employee benefit plan. TBT has been and continues to be the medical services business since 1994 without regard to health insurance benefit plans. The association rules state that business purposes is not required to be a for-profit purpose. Thus, for example, a bona fide group or association could offer other services to its members, such as convening conferences or offering classes or educational materials on business issues of interest to the association members and TBT has done and does those services. Depending on facts and circumstances, a bona fide group or association might be tax-exempt under Code section 501(a) as an organization described in Code section 501(c), with a purpose unrelated to the sponsorship of the AHP, if it meets all the requirements for exempt status, including furthering an exempt purpose. TBT has met that requirement since it was formed and was granted tax exempt status as a501a under code section 501(c) in 1996. A bona fide group or association could also act as a standard-setting organization that establishes business standards or practices. TBT does that in health care.”

Commonality of Interest within the TBT AHP

Member employers, large or small, are either medical care providers or companies or individuals that are volunteers as defined in the by-laws of TBT. Volunteers in TBT are self-employed members (2 or more people) to provide the labor and resources needed to achieve health education and care that is supportive of the direct care given by the professional providers.